295 W Mission Street
Ventura, CA, 93001
$825,000
MLS: V1-32658
Beds
3
Baths
2
Sq Ft
1,205
Lot
0.11 ac
Year Built
1927
MLS #
V1-32658
Days on Market
173
Listed
Oct 2, 2025
Description
This Spanish-style duplex is full of appeal--but what makes it special are all the extras that come with it.Step inside to find updates where they matter most: a retiled bathroom, fresh flooring, new countertops, updated kitchen cabinets, and even a newer roof. Beyond the main home, you'll find a breezeway with indoor-outdoor space for laundry, a finished storage room that works perfectly as an office or hobby area, and a private courtyard that separates the main home from the second dwelling unit--the original farmhouse on the property.With two units, a divided garage offering storage for each, and thoughtful details like a Spanish-style wall and wrought-iron gate, this property is as versatile as it is inviting. It's ideal for families, first-time buyers who want flexibility, or investors looking for strong rental potential.And then there's the location. Just steps from West Park and the brand-new skate park, a short walk to local favorites like Muni Wine and Singing Sun Coffee, bike trails and less than a mile from the beach at Surfers Point, you'll be right in the heart of Ventura living--close to downtown, the ocean, and everything that makes this city special.Homes like this don't come around often. Schedule your showing today--this one won't last!
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Jeffrey Belzer · LIV Sotheby's International
Payment estimate
$6,031
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $82,500 · Loan: $742,500
- Principal & Interest
- $4,562
- Property tax (1.25%)
- $859
- Homeowners insurance
- $300
- Mortgage insurance
- $309
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $28,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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