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ActiveSingleFamilyResidence

1400 Terrace

Rialto, CA, 92376

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$660,000

MLS: IV26131176

Beds

4

Baths

2

Sq Ft

1,698

Lot

0.20 ac

Year Built

1962

MLS #

IV26131176

Days on Market

80

Listed

Jun 21, 2026

Description

Step inside to a spacious living room featuring a stunning dual-sided fireplace that seamlessly flows into the dining area—creating the ideal space for entertaining, family gatherings, and everyday living. This inviting residence offers 4 bedrooms and 2 full bathrooms, providing flexible living options to accommodate your lifestyle. The home showcases laminate wood flooring throughout, with tile flooring in the kitchen and bathrooms, along with an updated kitchen and remodeled bathrooms designed with both style and practicality in mind. Dual-pane windows fill the home with abundant natural light, creating a warm and welcoming ambiance. Escape to your private backyard oasis, complete with a sparkling pool, expansive yard, and covered aluminum patio—perfect for hosting summer barbecues, relaxing evenings, or enjoying Southern California's year-round sunshine. Additional highlights include potential RV parking and solar, offering added convenience and energy efficiency. Ideally located near schools, shopping, dining, and with easy access to the 210, 10, and 215 freeways, this exceptional property combines space, versatility, and an unbeatable location. Whether you're a first-time buyer, growing family, or simply seeking a home designed for indoor-outdoor living, this is an opportunity you won't want to miss! Make every day feel like a vacation—welcome home!

Location

Rialto, San Bernardino County, CA 92376

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Listed by: KATHERINE JOHNSON · First Team Real Estate

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$5,072

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $66,000 · Loan: $594,000

%

Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,837
Property tax (1.25%)
$688
Homeowners insurance
$300
Mortgage insurance
$248
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Sep 3, 2026

30-year fixed
6.71%
15-year fixed
6.04%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $23,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 92376 (Rialto)within ±10% of this home's price and size.

Local Market Stats

See Rialto, CA 92376 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.