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ActiveSingleFamilyResidence

1403 W Santa Cruz Street

Los Angeles, CA, 90732

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$975,000

MLS: 26861029

Beds

3

Baths

3

Sq Ft

2,295

Lot

0.06 ac

Year Built

1990

MLS #

26861029

Days on Market

23

Listed

Jul 15, 2026

Description

Welcome to 1403 W Santa Cruz Street, a spacious and beautifully refreshed 3-bedroom, 3-bath home offering approximately 2,295 square feet of inviting living space in San Pedro. From the moment you enter, high ceilings, abundant natural light, arched windows, and an open, flowing layout create an impressive sense of space. The updated kitchen features quartz countertops, white cabinetry, stainless-steel appliances, generous preparation space, and a breakfast bar that opens to the dining and family areasideal for everyday living and entertaining. Multiple living spaces, two fireplaces, updated flooring, and thoughtful built-ins add comfort, character, and functionality throughout.Upstairs, the oversized primary suite feels like a private retreat, complete with vaulted ceilings, excellent closet and storage space, French doors leading to a private balcony, and a beautifully updated ensuite bath with a soaking tub, frameless glass shower, skylight, and timeless subway tile. Two additional bedrooms and well-appointed baths provide flexibility for guests, family, or a home office.Outside, enjoy attractive Mediterranean-inspired architecture, mature palm trees, a landscaped front yard, and an inviting patio area perfect for relaxing in the Southern California sunshine. Conveniently located near San Pedro's waterfront, parks, dining, shopping, local amenities, and major commuter routes, this move-in-ready home offers generous space, comfort, and coastal charm in one complete package.

Location

Los Angeles, Los Angeles County, CA 90732

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Listed by: Vania Rincon · EstateX inc.

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$7,338

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $97,500 · Loan: $877,500

%

Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$5,656
Property tax (1.25%)
$1,016
Homeowners insurance
$300
Mortgage insurance
$366
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 6, 2026

30-year fixed
6.69%
15-year fixed
6.01%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Los Angeles home with as little as 3.5% down using an FHA loan — roughly $34,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 90732 (Los Angeles)within ±10% of this home's price and size.

Local Market Stats

See San Pedro, CA 90732 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.