1405 Cole Lane
Upland, CA, 91784
$1,250,000
MLS: CV26212825
Beds
4
Baths
3
Sq Ft
2,964
Lot
0.21 ac
Year Built
2005
MLS #
CV26212825
Days on Market
1
Listed
Nov 6, 2026
Description
Welcome to The Colonies, one of Upland’s most desirable neighborhoods! From the charming exterior to the beautifully landscaped backyard, this home feels like something straight out of a fairytale! This gorgeous 4-bedroom, 3-bathroom home offers a spacious floor plan, beautiful upgrades, and STUNNING VIEWS OF MT. BALDY! Inside, you’ll find beautiful dark wood flooring, an abundance of natural light, and elegant archways throughout. The spacious kitchen is perfect for entertaining, featuring granite countertops, a large center island, stainless steel appliances, and a newer built-in Dacor refrigerator. The kitchen opens to the inviting family room with a custom stone fireplace and built-in entertainment center. A DOWNSTAIRS BEDROOM AND FULL BATHROOM offer flexibility for guests, multigenerational living, or a home office. Upstairs, the primary suite features breathtaking mountain views, a soaking tub, walk-in shower, and walk-in closet, along with two additional bedrooms and a full bathroom. But the real showstopper is the BACKYARD! With towering trees, lush landscaping, artificial turf, and a gorgeous rock waterfall cascading into the pool, this outdoor space is just as magical as the front of the home! Complete with a SALTWATER POOL, infinity-edge spa, built-in BBQ, covered deck, and cozy fire pit, this backyard is perfect for entertaining, making memories, or simply enjoying a peaceful evening at home. Located in a quiet neighborhood near Upland Hills Country Club, shopping, dining, and everyday conveniences, this home offers the perfect combination of comfort, convenience, and beautiful Southern California living!
Location
Upland, San Bernardino County, CA 91784
Open on Google Maps ↗Listed by: Lauren Rogers · eXp Realty of Greater Los Angeles
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$9,812
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $125,000 · Loan: $1,125,000
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,621
- Property tax (1.25%)
- $1,302
- Homeowners insurance
- $300
- Mortgage insurance
- $469
- HOA dues
- $120
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $43,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Upland, CA 91784 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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