1410 Monterey Street
Bakersfield, CA, 93305
$389,000
MLS: PTP2607704
Beds
4
Baths
3
Sq Ft
1,410
Lot
0.09 ac
Year Built
2024
MLS #
PTP2607704
Days on Market
10
Listed
Oct 13, 2026
Description
Built in 2024, this two-story home offers modern finishes, and a backyard with potential for more. Featuring 4 bedrooms, 2.5 bathrooms, and approximately 1,410 square feet, the home combines comfortable living with a practical layout. The kitchen features quartz countertops and an island for meal preparation and casual dining, complemented by contemporary vinyl plank flooring. All four bedrooms are upstairs, providing separation from the main living areas. The fenced backyard offers space for outdoor dining, gardening, and the potential to add an ADU for additional living space or future rental income, subject to buyer verification of feasibility, permits, and city approval. A one-car garage, driveway parking, and laundry hookups in the garage add everyday convenience. Located near Williams Elementary School and Niles Point Shopping Center, with access to downtown Bakersfield’s shopping and dining, this property brings together newer construction, everyday convenience, and future possibilities. Schedule your private showing today!
Location
Bakersfield, Kern County, CA 93305
Open on Google Maps ↗Listed by: Nancy Orellana · CA-RES
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,256
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,900 · Loan: $350,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,405
- Property tax (1.25%)
- $405
- Homeowners insurance
- $300
- Mortgage insurance
- $146
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $13,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93305 (Bakersfield)within ±10% of this home's price and size.
Local Market Stats
See Bakersfield, CA 93305 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.