$999,000
Original list price: $1,098,000
MLS: TR26207926
Beds
3
Baths
3
Sq Ft
1,956
Lot
0.07 ac
Year Built
1999
MLS #
TR26207926
Days on Market
33
Listed
Sep 23, 2026
Description
Set on a corner lot inside La Mirada’s gated Somerset community, this detached two-story home offers the ease of a staffed gate, sidewalks, and tree-lined streets, with the association keeping the front yard neatly maintained. Blue-gray shutters and sago palms give the facade a warm, welcoming presence at the edge of the neighborhood. Inside, a tiled foyer opens to a living room with wood-look flooring, crown molding, and a fireplace that invites conversation. An arched doorway draws you into an open kitchen and family area. Granite counters, a breakfast bar, ample oak cabinetry, and stainless appliances make cooking and hosting simple, while a window over the sink and recessed lighting keep the space bright. The family room is generous enough for a dining table and a sitting area, with a ceiling fan and a media niche. A sliding glass door steps out to a lattice-covered patio, connecting indoor gatherings to a private, walled backyard. Upstairs, a hallway lined with plantation shutters leads to a flexible layout. The primary suite is the standout, with a vaulted ceiling, walk-in closet, dual vanities, a soaking tub, and a separate frosted-glass shower. Additional bedrooms share a dual-sink bath, and an open loft at the landing is ready for homework, a playroom, or a quiet home office. Somerset’s pool, spa, cabana, and playground sit a short stroll from the door, with greenbelts and sidewalks that make an evening walk easy. Beyond the gates, Beach Boulevard and nearby La Habra put grocery stores, coffee, and restaurants within a few minutes, while La Mirada Regional Park, Splash! aquatics, and local golf courses are close at hand. Commuters will appreciate straightforward routes to the 5, 91, and 605, placing jobs across Los Angeles and Orange County within reach without giving up a quiet, guarded street at the end of the day.
Location
La Mirada, Los Angeles County, CA 90638
Open on Google Maps ↗Listed by: Amy Ji · ReMax 2000 Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,111
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $99,900 · Loan: $899,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,176
- Property tax (1.25%)
- $1,041
- Homeowners insurance
- $300
- Mortgage insurance
- $375
- HOA dues
- $220
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this La Mirada home with as little as 3.5% down using an FHA loan — roughly $34,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See La Mirada, CA 90638 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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