1414 Bay Street
Santa Monica, CA, 90405
$2,195,000
MLS: 26840075
Beds
3
Baths
2
Sq Ft
1,582
Lot
0.14 ac
Year Built
1944
MLS #
26840075
Days on Market
7
Listed
May 28, 2026
Description
**OFFERS DUE BY JUNE 3 @ 6 PM** Tucked away on a quiet cul-de-sac in the heart of Sunset Park, this beautifully remodeled single-level home blends laid-back California living with a cool Palm Springs-inspired vibe. With a real-sized pool, spa, and an expansive backyard designed for entertaining, it's the kind of property where weekends naturally turn into pool parties, dinners under the stars, and kids playing in the street like the old days. The home wraps effortlessly around the outdoor spaces, with three sets of French doors creating seamless indoor-outdoor flow and filling the interiors with incredible natural light throughout the day. A dramatic wood-beamed ceiling and soaring ceilings elevate the living room, while the wood-burning fireplace adds warmth and character. The newer primary suite feels like a private retreat with vaulted ceilings, a luxe spa-style bath, oversized walk-in closet, and French doors opening directly to the backyard and pool. Additional upgrades include a custom cook's kitchen with Thermidor appliances and oversized sink, newer roof, copper plumbing, newer electrical and an upscale lighting system throughout. Just moments from the restaurants, cafes, boutiques, and neighborhood energy of Ocean Park Blvd, and close to Will Rogers Elementary, John Adams Middle School, and Santa Monica College. This is effortless Sunset Park living at its best with the beach and sunsets only a short bike ride away.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Stace Valnes · Create
Payment estimate
$15,922
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $219,500 · Loan: $1,975,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $12,512
- Property tax (1.25%)
- $2,286
- Homeowners insurance
- $300
- Mortgage insurance
- $823
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $76,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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