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$399,999
MLS: SR26089018
Beds
3
Baths
3
Sq Ft
1,766
Lot
0.24 ac
Year Built
1980
MLS #
SR26089018
Days on Market
8
Listed
May 1, 2026
Description
Set among the pines, 1416 Zermatt Drive feels like a home that’s been shaped over time, not rushed. Over the past decade, it’s been thoughtfully remodeled—each update building on the last to create a space that’s both comfortable and complete. Inside, the layout unfolds with intention: a main living area centered around a pellet stove, a separate family room with a wood-burning stove, and a remodeled kitchen with granite counters, updated cabinetry, and a natural connection to the dining and bar area. Upstairs, three bedrooms plus an office or fourth offer flexibility for how you live, work, or host. Beyond what you see, the work has already been done—updated electrical, PEX plumbing, a replaced furnace, and refreshed systems throughout. Outside, a flat paved driveway makes arrival easy, while covered decks and a fully fenced yard create space to slow down and settle in. And just beyond the property, life in Pine Mountain Club brings access to trails, golf, a pool and spa, and the kind of quiet that’s hard to find anywhere else.
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Tanner Brown · Jennings Realty
Payment estimate
$3,144
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $359,999
- Principal & Interest
- $2,278
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Pine Mountain Club, CA 93222 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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