ActiveSingleFamilyResidence

16720 Mil Potrero Frontage

Pine Mountain Club, CA, 93222

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$379,000

MLS: SR25160945

Beds

3

Baths

2

Sq Ft

1,598

Lot

0.23 ac

Year Built

1977

MLS #

SR25160945

Days on Market

243

Listed

Jul 18, 2025

Description

This comfortable single-level home offers an easy living layout, whether for full-time use, a weekend retreat, or a vacation rental. Situated on a mostly flat, usable lot near the west end of town, it’s just a short walk to the clubhouse, equestrian center, and village amenities. The circular driveway offers plenty of parking, along with an attached carport. With no stairs inside or outside, the home is fully accessible and simple to navigate. Inside, vaulted ceilings and open sight lines create a bright, spacious feel. A covered patio sits just off the kitchen and provides a great spot for outdoor dining or relaxing in the evenings. The home features thoughtful design elements, unique finishes, and artistic touches throughout. Some furnishings and décor are included, making it easy to settle in. A butler’s pantry offers extra storage and function, and overhead access leads to approximately 600 square feet of additional storage space. The distinctive circular floor plan connects the kitchen, bedrooms, and baths back to the main living area, creating a smooth flow. Each room has its own character, giving the home a truly one-of-a-kind feel.

Location

Pine Mountain Club, Kern County, CA 93222

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Listed by: Stacey Havener · True North Realty

Payment estimate

$2,933

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $37,900 · Loan: $341,100

%
Principal & Interest
$2,096
Property tax (1.25%)
$395
Homeowners insurance
$300
Mortgage insurance
$142
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $13,265 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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