1436 20th Street 4
Santa Monica, CA, 90404
$899,999
MLS: 26993821
Beds
2
Baths
3
Sq Ft
1,492
Lot
0.52 ac
Year Built
1989
MLS #
26993821
Days on Market
8
Listed
Oct 9, 2026
Description
Discover this spacious 1,492 SF townhouse-style condo offering the comfort and privacy of a single-family home, with no neighbors above or below. Situated within a gated complex, this light-filled, multi-level residence offers an incredible combination of generous living space, indoor-outdoor living, and an unbeatable Santa Monica location. Freshly painted and thoughtfully prepared for sale, the home is move-in ready and features a brand-new refrigerator and microwave. The expansive floor plan provides plenty of room to relax, entertain, or work from home, while offering the flexibility to personalize and update the interiors over time. The south-facing orientation fills the home with natural light, while a private patio creates the perfect setting for outdoor dining, morning coffee, or enjoying the Southern California sunshine. Additional highlights include two designated parking spaces in a secure underground garage, private storage, and the added privacy of townhouse-style living. Ideally located near Santa Monica's best restaurants, shopping, coffee shops, parks, beaches, Montana Avenue, Downtown Santa Monica, Brentwood, Westwood, UCLA, and the 405 Freeway. Located within the Santa Monica school district.An exceptional opportunity to own a spacious, move-in-ready home in one of Santa Monica's most desirable locations, with the freedom to make it your own over time.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Manjeet Bhasin · Real Broker
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,583
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $90,000 · Loan: $809,999
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,608
- Property tax (1.25%)
- $937
- Homeowners insurance
- $300
- Mortgage insurance
- $337
- HOA dues
- $400
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $31,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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