14368 Black Mountain
Victorville, CA, 92394
$385,000
MLS: IV26039033
Beds
4
Baths
2
Sq Ft
1,537
Lot
0.17 ac
Year Built
2010
MLS #
IV26039033
Days on Market
25
Listed
Feb 26, 2026
Description
Priced at an attractive $399,000, this home presents a rare chance to secure homeownership at an entry-level price in today’s market. The property does need some TLC, and it is priced accordingly, making it an ideal opportunity for first-time homebuyers, value-driven buyers, or anyone looking to add personal touches and build instant equity. Located on a quiet residential street, this home offers a functional layout with comfortable living spaces and a solid foundation to make it your own. Whether you’re envisioning light cosmetic updates or a gradual improvement plan over time, this property allows you to step into ownership without competing at higher price points. The location is a major advantage. Victorville continues to attract buyers due to its affordability, proximity to major commuter routes, shopping centers, schools, parks, and growing local amenities. Enjoy easy access to daily conveniences while still benefiting from a community that offers space, privacy, and room to grow. For buyers tired of renting, this is a chance to own for less than many monthly rents and start building long-term equity. With inventory tight at this price level, opportunities like this do not come around often. Perfect for first-time buyers, DIY-minded homeowners, or buyers seeking value and potential. Bring your vision, make it your own, and turn this house into home. ***Photos are staged to show potential of home***
Location
Victorville, San Bernardino County, CA 92394
Open on Google Maps ↗Listed by: ROBERT WATKINS · RE/MAX TIME REALTY
Payment estimate
$2,974
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,500 · Loan: $346,500
- Principal & Interest
- $2,129
- Property tax (1.25%)
- $401
- Homeowners insurance
- $300
- Mortgage insurance
- $144
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $13,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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