$484,000
Original list price: $490,000
MLS: CV26189339
Beds
3
Baths
2
Sq Ft
1,150
Lot
0.03 ac
Year Built
1974
MLS #
CV26189339
Days on Market
58
Listed
Aug 28, 2026
Description
Rare 3-bedroom and also FHA approved,opening the door to a wider range of financing options. This home lives large with soaring vaulted ceilings in the living room and a beautifully remodeled kitchen featuring granite countertops. With just one shared neighbor, this unit offers a level of privacy and quiet that feels more like a standalone home than a condo/townhome. Enjoy your own outdoor patio and a spacious front yard—rare finds in this community. Detached one-car garage included. Building is FHA approved, opening the door to a wider range of financing options for buyers. Unbeatable location close to restaurants, grocery stores, and major retailers—everyday convenience at your doorstep. Don't miss this one!
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Aileen Noche Matias · Champions Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,338
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $48,400 · Loan: $435,600
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,992
- Property tax (1.25%)
- $504
- Homeowners insurance
- $300
- Mortgage insurance
- $182
- HOA dues
- $360
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $16,940 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Upland, CA 91786 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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