14396 Nautical Lane
Helendale, CA, 92342
$480,000
MLS: HD26044067
Beds
3
Baths
3
Sq Ft
2,660
Lot
0.23 ac
Year Built
2003
MLS #
HD26044067
Days on Market
45
Listed
Feb 27, 2026
Description
LAKESIDE LUXURY ON A PREMIER CORNER LOT. Experience the ultimate desert oasis in this stunning 2,660 sq. ft. modern residence in the highly coveted Silver Lakes community. Featuring an expansive open floor plan, this home is anchored by a gourmet chef’s kitchen featuring premium granite countertops, a massive central island, stainless steel appliances, and elegant tile backsplashes. The home also features 3 spacious bedrooms and 3 bathrooms, with refined finishes including crown molding, tile flooring, and custom window shutters throughout. Outside, the drought-tolerant desert landscaping offers low-maintenance curb appeal on a prominent corner lot just moments from the harbor. RESORT-STYLE AMENITIES: Ownership includes exclusive membership to the Silver Lakes Association, providing access to 277 acres of private lakes, a 27-hole championship golf course, equestrian facilities, a modern gym, library, and multiple sport courts (tennis, pickleball, and bocce). Whether looking for a primary residence or a vacation retreat, this property offers a lifestyle that is truly second to none
Location
Helendale, San Bernardino County, CA 92342
Open on Google Maps ↗Listed by: Jeremy Wilson · RE/MAX FREEDOM
Payment estimate
$3,634
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,000 · Loan: $432,000
- Principal & Interest
- $2,654
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Helendale home with as little as 3.5% down using an FHA loan — roughly $16,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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