1440 23Rd Street 313
Santa Monica, CA, 90404
$820,000
MLS: 26648279
Beds
2
Baths
2
Sq Ft
970
Lot
0.79 ac
Year Built
1973
MLS #
26648279
Days on Market
67
Listed
Feb 5, 2026
Description
Top floor corner with only ONE common wall! 2 large bedrooms / 2 baths, 2 balconies - one faces West- for beautiful sunsets and the other faces East for perfect ocean cross breeze! New Brazilian wood flooring, Kitchen features stainless appliances / travertine floor/ granite counter tops. Main bedroom has private bath, second balcony, 2 huge closets! Second bedroom has large closet , courtyard facing window. Parking for 2 cars in a secured garage! Recently upgraded gym & laundry are on the same floor, steps outside unit! Stunning common room for meetings and huge private common exterior lounge with seating , umbrellas and succulent walls. Close proximity to Whole Foods, Trader Joes & CVS . One block to St. Johns Hospital. HOA includes EQ insurance, water & Sewer. Experience Santa Monica and costal living at it's best. Property has tenant but can be delivered vacant at close of escrow. Buyer shall cooperate without expense to Buyer in the structure of Seller's sale ; without limiting the generality of the foregoing , Buyer shall cooperate with any IRC 1031 exchange or any installment sale of the subject property.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Ian L. Brooks · Berkshire Hathaway HomeServices California Properties
Payment estimate
$5,996
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $82,000 · Loan: $738,000
- Principal & Interest
- $4,534
- Property tax (1.25%)
- $854
- Homeowners insurance
- $300
- Mortgage insurance
- $308
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $28,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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