1659 Franklin Street 6
Santa Monica, CA, 90404
$799,000
MLS: 26666903
Beds
2
Baths
2
Sq Ft
1,042
Lot
0.17 ac
Year Built
1963
MLS #
26666903
Days on Market
22
Listed
Mar 19, 2026
Description
Sunny, stylish, and perfectly positioned in Santa Monica, this top-floor 2-bedroom brings great energy and easy living. With a private entrance and a bright south-facing layout, the home feels cheerful, open, and quietly tucked away all at once. The spacious living and dining areas flow seamlessly, while two sun-soaked patios set the scene for morning coffee, alfresco dinners, weekend grilling, or your dream herb garden. Both bedrooms are generously sized and drenched in natural light from oversized windows. Perks include on-sitecommunitylaundry, a covered garage parking space with storage, andpermitted street parking. Just moments from Water Garden, Colorado Center, Bergamot Station, Santa Monica Boulevard's shops and restaurants and more, this is dreamy Westside living.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Laugharn Pierose · The Beverly Hills Estates
Payment estimate
$5,850
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,900 · Loan: $719,100
- Principal & Interest
- $4,418
- Property tax (1.25%)
- $832
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $27,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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