2452 Chelsea Place M
Santa Monica, CA, 90404
$870,000
Original list price: $919,000
MLS: PW26014967
Beds
2
Baths
2
Sq Ft
1,046
Lot
0.35 ac
Year Built
1974
MLS #
PW26014967
Days on Market
145
Listed
Jan 22, 2026
Description
SELLER IS OFFERING RATE BUY DOWN TO LOWER MONTHLY PAYMENT! No one above you and no one below you! If you want more privacy, lower-maintenance living, and a smarter path into Santa Monica, this two-story condo is for you. Also appealing if you're considering future rental flexibility! Brand-new flooring, in-unit full-size laundry, and a three-zone AC system make this condo move-in ready. The renovated kitchen opens to the dining area and sliding doors lead to a private patio with space for outdoor seating, a BBQ, and bike storage. The main level also includes a bathroom, adding extra convenience for guests and everyday living. Both bedrooms are upstairs, giving you a more private and functional layout than in a typical single-level condo. The updated full bathroom upstairs, in-unit laundry, and two assigned parking spaces in a gated underground garage add the everyday convenience buyers are looking for. The community is well-maintained with a quiet HOA and low monthly dues. Located near daily essentials, cafes, grocery stores, parks, shops, and major commuter routes, this home puts you close to Whole Foods, Trader Joe’s, Erewhon, Bristol Farms, Target, Mendocino Farms, California Chicken Cafe, Randy’s Donuts, and the beach.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Jeff Anderson · eXp Realty of California Inc
Payment estimate
$6,792
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $87,000 · Loan: $783,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,959
- Property tax (1.25%)
- $906
- Homeowners insurance
- $300
- Mortgage insurance
- $326
- HOA dues
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $30,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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