ActiveCondominium

2452 Chelsea Place M

Santa Monica, CA, 90404

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$875,000

MLS: PW26014967

Beds

2

Baths

2

Sq Ft

1,046

Lot

0.35 ac

Year Built

1974

MLS #

PW26014967

Days on Market

89

Listed

Jan 22, 2026

Description

Set within a sought-after Santa Monica neighborhood, this beautifully updated two-story condo delivers an ideal balance of style, comfort, and everyday convenience. The 2-bedroom, 2-bath home features brand new floors throughout, in-unit full-size laundry, and a three-zone AC system for room-by-room climate control. The renovated kitchen includes newer appliances and opens directly to the dining area, and sliding doors lead to a private patio with space for a BBQ, outdoor seating, and bike storage. Upstairs are two generously sized bedrooms, an updated full bathroom, and your in unit laundry. The unit includes two parking spaces in a gated underground garage. The property is part of a well-maintained community with a quiet HOA and low monthly dues. The location is hard to beat. Perfectly positioned for an effortless urban lifestyle, this home offers the ultimate in convenience. Step out your front door and you're moments away from daily essentials, local cafes, and the best of Mid-City Santa Monica. Less than ten minutes from Santa Monica Beach and close to Whole Foods, Trader Joe’s, Erewhon, Bristol Farms, Target, and local favorites like Mendocino Farms, California Chicken Cafe, and Randy’s Donuts. Parks, shops, cafes, and nightlife are nearby, with easy access to major roads and highways. A strong option if you’re looking for privacy, upgrades, and a prime Santa Monica location.

Location

Santa Monica, Los Angeles County, CA 90404

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Listed by: Jeff Anderson · eXp Realty of California Inc

Payment estimate

$6,378

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $87,500 · Loan: $787,500

%
Principal & Interest
$4,839
Property tax (1.25%)
$911
Homeowners insurance
$300
Mortgage insurance
$328
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $30,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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