$865,000
MLS: NP26127069
Beds
3
Baths
4
Sq Ft
1,911
Lot
0.20 ac
Year Built
2005
MLS #
NP26127069
Days on Market
5
Listed
Jun 11, 2026
Description
Privacy, flexibility, and thoughtful design come together in this fully detached corner-lot home within The Cottages, Gardena’s premier gated community. Offering 3 bedrooms, 4 bathrooms, and a versatile bonus room that lives like a 4th bedroom with its own ensuite, the residence is thoughtfully designed to accommodate a variety of lifestyles. Sunlight pours through dual-pane windows on all three levels, illuminating wide-plank flooring and recessed lighting throughout. The entry level features a private bedroom and full bath that open to a wraparound patio, a rare benefit of this coveted corner location, making it ideal for guests, multigenerational living, or a home office. Upstairs, the open-concept second level seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting space. The remodeled kitchen is a standout, showcasing a waterfall-edge quartz island, stainless steel appliances, farmhouse sink, custom designer backsplash, soft close drawers and abundant cabinetry. It flows seamlessly into the dining and living areas, where oversized five-foot windows and a private balcony create a bright, airy atmosphere. Also on this level is a flexible room behind frosted sliding glass doors, perfect as an office, playroom, or 4th bedroom, with its own designer bathroom. The third level is dedicated to the spacious primary suite, complete with a large walk-in closet and an ensuite featuring dual vanities, an oversized jetted tub-in-shower, and a private water closet. An additional bedroom with its own ensuite bath completes the floor. Additional highlights include dedicated laundry space, central air conditioning, a tankless water heater, smart thermostat, LED lighting, ENERGY STAR certification, a direct-access garage with 220V EV charging capability, and convenient access to major freeways. VA and FHA approved.
Location
Gardena, Los Angeles County, CA 90247
Open on Google Maps ↗Listed by: Joe Deperine · Christie's International R.E. Southern California
Payment estimate
$6,604
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $86,500 · Loan: $778,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,931
- Property tax (1.25%)
- $901
- Homeowners insurance
- $300
- Mortgage insurance
- $324
- HOA dues
- $148
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Gardena home with as little as 3.5% down using an FHA loan — roughly $30,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Gardena, CA 90247 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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