14428 Papaya Lane 1
Gardena, CA, 90247
$849,000
MLS: PW26103846
Beds
4
Baths
4
Sq Ft
1,880
Lot
0.36 ac
Year Built
2018
MLS #
PW26103846
Days on Market
29
Listed
May 14, 2026
Description
Bright & Spacious Corner Townhome 4 Beds | 3.5 Baths | Prime Central Location! Step into style and function with this beautifully designed 3-level townhome, featuring 4 bedrooms, 3.5 bathrooms, and an open-concept living space that checks every box. This corner unit is drenched in natural light and ideally positioned in the heart of the community, offering both privacy and accessibility. First Floor: A private bedroom suite with a full bath, perfect for guests, a home office, or multigenerational living. Second Floor: The home's vibrant heart - a seamless open-concept layout combining the living room, dining area, and a modern kitchen. The space includes a huge island, walk-in pantry, and a built in entertainment system! Whether entertaining or relaxing, this space is bright, airy, and welcoming. Third Floor: A spacious primary suite featuring a luxurious en-suite bathroom with dual vanities, a soaking tub, and a separate glass-enclosed shower. Two additional bedrooms connected by a Jack-and-Jill bathroom, ideal for family or shared living. A convenient laundry room is centrally located on this level, making daily chores a breeze. Additional features include modern finishes, energy efficient LED lighting throughout, dual pane windows, tankless water heater, central smart AC, abundant storage, Tesla car charger, and a layout that offers comfort and privacy on every floor. This home is a gem! Don't miss your chance for luxury living, with great freeway access (110 and 405), beautiful beaches nearby and all the great parks and restaurants the South Bay has to offer!
Location
Gardena, Los Angeles County, CA 90247
Open on Google Maps ↗Listed by: Joshua Thieme · First Team Real Estate
Payment estimate
$6,632
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $84,900 · Loan: $764,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,840
- Property tax (1.25%)
- $884
- Homeowners insurance
- $300
- Mortgage insurance
- $318
- HOA dues
- $290
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Gardena home with as little as 3.5% down using an FHA loan — roughly $29,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Gardena, CA 90247 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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