$405,000
MLS: HD26205644
Beds
3
Baths
2
Sq Ft
1,828
Lot
0.18 ac
Year Built
1985
MLS #
HD26205644
Days on Market
20
Listed
Sep 24, 2026
Description
Welcome to waterfront living on Silver Lakes' sought-after North Lake. this single-level, 3-bedroom, 2-bath home offers approximately 1,828 sq ft of comfortable living space on a 7,920 sq. ft. lot, with a private boat dock just steps from your back patio. Built in 1985 and refreshed with a modern style, the home features new interior and exterior paint and new wood-look laminate flooring. A beamed vaulted ceiling adds architectural character to the living room, where a fireplace creates an inviting focal point. The adjacent dining room provides an easy transition for everyday meal or entertaining. the kitchen includes a breakfast nook and garden window, while the spacious family room offers room for a pool table, game tables, or additional gathering area. A wet bar adds to the entertainment possibilities, and a sliding glass door opens directly to the waterfront patio. Step outside and enjoy one of this property's special advantages - it's desirable North Lake setting with afternoon shade to cooler outdoor living and entertaining. From the patio, it is only steps to your private boat dock, featuring catwalk access on both sides. Additional features include an indoor laundry room, central heating and air conditioning, tile roof, and two-car garage. Silver Lakes ownership also provides access to association amenities, creating a lifestyle centers around recreation, relaxation, and community. Come to Silver Lakes and breath the cleaner air, feel the space, and hear the silence. You Deserve!
Location
Helendale, San Bernardino County, CA 92342
Open on Google Maps ↗Listed by: Sandra Spinelli · Coldwell Banker Home Source
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,632
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $40,500 · Loan: $364,500
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,524
- Property tax (1.25%)
- $422
- Homeowners insurance
- $300
- Mortgage insurance
- $152
- HOA dues
- $235
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Helendale home with as little as 3.5% down using an FHA loan — roughly $14,175 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Helendale, CA 92342 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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