ActiveSingleFamilyResidence

14585 Mauna Loa

Hesperia, CA, 92345

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$359,900

MLS: IG26006613

Beds

3

Baths

2

Sq Ft

1,414

Lot

0.48 ac

Year Built

1982

MLS #

IG26006613

Days on Market

94

Listed

Jan 10, 2026

Description

NSP Program Home through the City of Hesperia. This is a wonderful opportunity for a qualified family to achieve homeownership. Showings will be scheduled only for buyers who have been pre-approved through the City. Welcome to 14585 Mauna Loa St in Hesperia, a charming 3-bedroom, 2-bathroom home designed for comfortable family living. This move-in ready home features central air and heating, a functional floor plan, and a spacious primary bedroom with an attached private bathroom. Both bathrooms have been nicely remodeled. Situated on a large, fully fenced lot, this property offers plenty of room for kids to play, outdoor entertaining, and pets. The expansive yard also provides ample space for RV parking, making it ideal for families with recreational vehicles or extra toys. Conveniently located near schools, shopping, and local amenities, this home is a great opportunity for the right family. Owner-occupied—please do not disturb. Buyer and buyer’s agent to conduct their own due diligence and verify all information.

Location

Hesperia, San Bernardino County, CA 92345

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Listed by: Cleopatra Loescher · KELLER WILLIAMS REALTY

Payment estimate

$2,800

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $35,990 · Loan: $323,910

%
Principal & Interest
$1,990
Property tax (1.25%)
$375
Homeowners insurance
$300
Mortgage insurance
$135
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $12,597 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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