18104 Birch
Hesperia, CA, 92345
$360,000
MLS: IV26040980
Beds
3
Baths
2
Sq Ft
1,516
Lot
0.46 ac
Year Built
1989
MLS #
IV26040980
Days on Market
50
Listed
Feb 24, 2026
Description
Single story home located in desirable North Hesperia. Property offers plenty of space with a large lot, perfect for an ADU. The long driveway and attached 2- car garage offer ample parking and convenience. Conveniently located near Mojave Narrows Regional Park, Victor Valley college. Great opportunity for first time buyes, or investors looking in the desireble North Hesperia area!
Location
Hesperia, San Bernardino County, CA 92345
Open on Google Maps ↗Listed by: KARIN NAVARRO · COLDWELL BANKER LEADERS
Payment estimate
$2,801
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,000 · Loan: $324,000
- Principal & Interest
- $1,991
- Property tax (1.25%)
- $375
- Homeowners insurance
- $300
- Mortgage insurance
- $135
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $12,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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