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ActiveSingleFamilyResidence

14642 Natoma

Apple Valley, CA, 92307

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$640,000

MLS: HD26143901

Beds

4

Baths

3

Sq Ft

2,527

Lot

2.50 ac

Year Built

2022

MLS #

HD26143901

Days on Market

21

Listed

Jul 8, 2026

Description

Welcome to this spacious and inviting home offering the perfect blend of comfort and country living! Featuring two primary suites, 3 bathrooms, in home laundry room, large garage, PAID OFF SOLAR and a large covered back patio. This thoughtfully designed floor plan is ideal for multi-generational living, hosting guests, or creating your own private retreat. The heart of the home is the large kitchen, complete with ample counter space and storage, which seamlessly flows into the open-concept living and dining areas. Sitting on 2.5 acres, this property provides plenty of room to spread out, bring your toys, animals, or create your dream outdoor oasis. Enjoy breathtaking mountain and desert views, stunning sunsets, and the peaceful lifestyle that comes with wide-open spaces while still being close to local amenities. Don't miss this incredible opportunity to own a spacious home with endless possibilities and picturesque surroundings!

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: Jessica Gonzalez · Realty ONE Group Empire

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$4,878

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $64,000 · Loan: $576,000

%

Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,671
Property tax (1.25%)
$667
Homeowners insurance
$300
Mortgage insurance
$240
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 23, 2026

30-year fixed
6.58%
15-year fixed
5.96%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $22,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92307 (Apple Valley)within ±10% of this home's price and size.

Local Market Stats

See Apple Valley, CA 92307 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.