14834 Narragansett
Apple Valley, CA, 92307
$415,000
MLS: HD26154859
Beds
3
Baths
2
Sq Ft
1,576
Lot
1.12 ac
Year Built
2006
MLS #
HD26154859
Days on Market
7
Listed
Jul 20, 2026
Description
*** USDA 100% Financing Eligible *** Enjoy continuous mountain views from this beautifully maintained 3-bedroom, 2-bath home offering 1,576 square feet of thoughtfully designed living space. The great room open-concept floor plan creates a bright and inviting atmosphere, featuring a cozy wood-burning stove as the centerpiece of the living area and a stylish dry bar with modern finishes—perfect for entertaining. The updated décor and contemporary furnishings provide a fresh, move-in-ready feel throughout. Situated on just over one fully fenced acre, the property offers plenty of space for outdoor living, pets, recreational vehicles, or future improvements while still providing privacy and room to spread out. Covered back patio and awning. Two detached garages. 2nd Unfinished garage has potential for a workshop, animal shelter or your imagination. An added bonus is the paid-off solar system with back up battery, helping to reduce energy costs and increase efficiency. Whole house is electric with no gas bill. Whether you're enjoying the stunning mountain views, relaxing by the fire, or taking advantage of the expansive fully fenced lot, this Apple Valley property offers the perfect blend of comfort, style, and functionality.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: JoAnne Ruthford · HDHOMES
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,268
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,500 · Loan: $373,500
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,380
- Property tax (1.25%)
- $432
- Homeowners insurance
- $300
- Mortgage insurance
- $156
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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