19801 Talihina
Apple Valley, CA, 92307
$399,000
MLS: CV26149562
Beds
3
Baths
2
Sq Ft
1,492
Lot
0.43 ac
Year Built
1977
MLS #
CV26149562
Days on Market
61
Listed
Jul 15, 2026
Description
*FHA LOAN IS ASSUMABLE TO QUALIFIED BUYERS (no equity to pay upfront and minimal fees!) Welcome to 19801 Talihina Road, a single-story home on almost half an acre in the Desert Knolls community of Apple Valley, where you don't have to choose between affordability and possibility. Everything you've been looking for awaits including 3 bedrooms, 2 bathrooms, and 1,492 square feet of move in ready living space complete with an updated kitchen, living room fireplace, and central heat and air for the desert seasons. The finished two car garage is more than a place to park. It's the workshop, the gym, the home office, and the storage you've been lacking. Step outside to nearly 19,000 square feet on a corner lot offering added privacy, with room for the RV, the toys, the garden and the whole list of somedays there was never space for. The location is the real story. Centrally located in Desert Knolls, less than five minutes from Apple Valley Towne Center with tons of shopping and dining options for your lifestyle and convenience. Highway 18 and the 15 keep the rest of Southern California close. Come start your Next Chapter here!
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Josiah Suxo · KELLER WILLIAMS EMPIRE ESTATES
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,197
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,332
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Apple Valley property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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