1486 Creekside
San Bernardino, CA, 92407
$530,000
MLS: IV26233022
Beds
3
Baths
2
Sq Ft
1,633
Lot
0.17 ac
Year Built
1980
MLS #
IV26233022
Days on Market
4
Listed
Oct 28, 2026
Description
Single-story living near Cal State San Bernardino! This 3-bedroom, 2-bath home offers approximately 1,633 square feet with spacious living areas, abundant natural light, and inviting outdoor space. The generous main living area features wood-look flooring and an open connection to the kitchen, creating a flexible layout for everyday living and entertaining. Rich-toned cabinetry, ample counter space, a gas range, and a breakfast bar make the kitchen both practical and welcoming. A separate gathering space features a brick fireplace and built-in shelving, offering options for dining, relaxing, or a home library. The primary suite includes a walk-in closet, a dedicated vanity area, and an adjoining bathroom with a walk-in shower. Two additional bedrooms provide flexibility for guests, work, or hobbies. Enjoy outdoor dining and relaxing beneath the large covered patio overlooking a backyard with lawn, gravel landscaping, and established plantings. An attached two-car garage, broad driveway, and mountain backdrop add to the appeal. Located near California State University, San Bernardino, this home brings together a functional single-story floor plan and versatile indoor and outdoor living spaces.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: CRYSTAL HOGGARD · EXP REALTY OF CALIFORNIA INC
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,302
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,000 · Loan: $477,000
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,251
- Property tax (1.25%)
- $552
- Homeowners insurance
- $300
- Mortgage insurance
- $199
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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