14915 Ramona Road
Apple Valley, CA, 92307
$399,950
MLS: PW26032207
Beds
4
Baths
2
Sq Ft
2,081
Lot
1.30 ac
Year Built
2003
MLS #
PW26032207
Days on Market
68
Listed
Feb 11, 2026
Description
Spacious 4 bedroom 2 bath pool home on 1.3 acre corner lot. Drive through driveway and attached 3 car garage, plenty of room for toys. Near shopping, restaurants, and schools with easy access to Highway 18. This property is being sold as-is, no interior access. Do not disturb occupants.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Caroline Gim · Expert Real Estate & Investment
Payment estimate
$3,078
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,995 · Loan: $359,955
- Principal & Interest
- $2,212
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $13,998 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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