15037 Miami
Apple Valley, CA, 92307
$649,000
Original list price: $675,000
MLS: HD26149567
Beds
8
Baths
7
Sq Ft
3,791
Lot
1.01 ac
Year Built
1974
MLS #
HD26149567
Days on Market
28
Listed
Jul 9, 2026
Description
Rare opportunity to own a fully remodeled, turnkey 8-bedroom, 7-bath home offering 3,971± sq. ft. on over an acre in one of Apple Valley's most desirable neighborhoods near the Apple Valley Golf Course. Whether you're searching for a spacious multi-generational home or an exceptional investment opportunity, this versatile property offers endless potential. Previously utilized as a room-rental investment, the home features individual cooling units in every bedroom, making it well suited for a variety of living arrangements. The expansive lot includes a detached garage, plenty of room for RV parking, boats, trailers, and recreational vehicles, plus an existing in-ground pool ready to be restored into your own backyard oasis. Enjoy the peace of a turnkey remodel while benefiting from the flexibility this unique property provides. Seller's existing loan may be assumable for qualified buyers, subject to lender approval. Current monthly payment is approximately $3,070. Buyers are advised to independently verify all loan assumption terms, qualifications, payments, property information, and intended uses. Conveniently located near shopping, restaurants, schools, parks, and the Apple Valley Golf Course, opportunities like this are few and far between.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Caleb Blasius · RE/MAX FREEDOM
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,973
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,900 · Loan: $584,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,754
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Apple Valley property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
Similar Homes Nearby
Active and pending listings in ZIP 92307 (Apple Valley)within ±10% of this home's price and size.
Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.