151 Vista
Sugarloaf, CA, 92386
$235,000
MLS: IG26039066
Beds
2
Baths
1
Sq Ft
936
Lot
0.11 ac
Year Built
1982
MLS #
IG26039066
Days on Market
48
Listed
Feb 21, 2026
Description
Wood ceilings and a floor-to-ceiling rock fireplace give this Sugarloaf home an authentic mountain feel from the moment you walk in. Natural light fills the spacious living area, creating a warm and comfortable gathering space. The open kitchen offers ample cabinetry, full appliances, and a dining area with direct access to the rear deck, perfect for easy indoor and outdoor living. Two generously sized bedrooms, laundry inside, air conditioning, and forced air heating provide everyday comfort and functionality. Step outside to a large deck, fully usable fenced yard, two separate dog run areas, and a detached storage shed, creating flexible outdoor space that is hard to find at this price point. Whether hosting friends, enjoying quiet mornings, or letting pets roam freely, the yard delivers. Located just around the corner from Baldwin Lane Elementary and the Maple Hill trail system, and only moments from Big Bear High School, the park, skate park, ball field, and dog park, this home offers convenient access to recreation and daily essentials. Kallan’s Bar & Grill is also nearby, adding a local favorite to the mix. A solid opportunity for full-time living, weekend escapes, or investment potential in the heart of Sugarloaf.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: JONATHAN VASQUEZ · EXP REALTY OF CALIFORNIA INC.
Payment estimate
$1,932
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $23,500 · Loan: $211,500
- Principal & Interest
- $1,299
- Property tax (1.25%)
- $245
- Homeowners insurance
- $300
- Mortgage insurance
- $88
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $8,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92386 (Sugarloaf) within ±10% of this home's price and size.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.