245 Vista
Sugarloaf, CA, 92386
$240,000
MLS: IG26003809
Beds
2
Baths
2
Sq Ft
954
Lot
0.06 ac
Year Built
1978
MLS #
IG26003809
Days on Market
90
Listed
Jan 8, 2026
Description
Chalet style home located in Sugarloaf ~ This reverse floor plan features 2 bedrooms and 1.5 bathrooms ~ A mud room, one bedroom, a half-bathroom with laundry hookups, and a large closet are on the entry level ~ The other bedroom with large closet is upstairs, alongside the main living area, and the full bathroom ~ The living room, kitchen, and dining area on the second level are an open space to gather, and have laminate flooring, an inviting rock fireplace, T&G ceilings, and an abundance of natural light ~ Enjoy outdoor living on two decks, with one in the front, and one in the rear with a storage area, ideal for relaxing or entertaining ~ The yard is partially fenced ~ Situated near hiking trails and the National Forest, with convenient access to Big Bear Lake, ski resorts, and local amenities.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Will Rahill · KELLER WILLIAMS BIG BEAR
Payment estimate
$1,967
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $24,000 · Loan: $216,000
- Principal & Interest
- $1,327
- Property tax (1.25%)
- $250
- Homeowners insurance
- $300
- Mortgage insurance
- $90
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $8,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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