427 Holmes
Sugarloaf, CA, 92386
$225,000
MLS: IV26065104
Beds
2
Baths
2
Sq Ft
1,056
Lot
0.11 ac
Year Built
1977
MLS #
IV26065104
Days on Market
8
Listed
Mar 25, 2026
Description
Welcome to Big Bear and welcome to 427 Holmes Lane in Sugarloaf, California a charming mountain retreat ideally situated to enjoy the very best of mountain living. Tucked away on a quiet street in a desirable neighborhood, this inviting property offers a wonderful blend of comfort, privacy, and convenience, all while being surrounded by the natural beauty and year-round recreation that make the Big Bear area such a sought-after destination. Whether you are searching for a cozy primary residence, a relaxing weekend escape, or an income-producing investment opportunity, this home presents an exceptional chance to own in one of Southern California’s most beloved mountain communities. From skiing and snowboarding in the winter to hiking, biking, fishing, and lake activities in the warmer months, adventure is always close at hand. Big Bear Lake, the village, local shops, and entertainment are all just a short drive away, making it easy to enjoy everything the area has to offer. Convenience is another major highlight of this location, with the grocery store nearby for everyday essentials and quick errands. You will also appreciate being close to the many restaurants, cafés, and fine dining options throughout Big Bear, giving you easy access to everything from casual mountain-town favorites to memorable nights out. With its peaceful setting, inviting atmosphere, and proximity to both outdoor adventure and local amenities, 427 Holmes Lane is the perfect place to relax, recharge, and create lasting memories in the mountains.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: AIMEE GHAFOURI · CURB
Payment estimate
$1,863
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $22,500 · Loan: $202,500
- Principal & Interest
- $1,244
- Property tax (1.25%)
- $234
- Homeowners insurance
- $300
- Mortgage insurance
- $84
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $7,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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