ActiveCondominium

15148 Ridge Lane 4

Fontana, CA, 92336

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$629,000

MLS: IV26074830

Beds

3

Baths

3

Sq Ft

1,723

Lot

0.03 ac

Year Built

2022

MLS #

IV26074830

Days on Market

6

Listed

Apr 7, 2026

Description

THE RETREAT | NORTH FONTANA Modern Luxury Living in a Gated Community Welcome to your dream home in the highly sought-after Retreat community. This beautifully maintained detached condo, built in 2022, offers the perfect blend of comfort, style, and energy efficiency. This exceptional home features 3 bedrooms, 3 full bathrooms, and 1,723 square feet of thoughtfully designed living space, including two spacious primary suites—ideal for multi-generational living / rental or accommodating guests. Step inside to a bright, open-concept floor plan designed for both everyday living and seamless entertaining. The home is move-in ready and showcases quality upgrades throughout, including a paid-off solar system, tankless water heater, plantation shutters, and energy-efficient features that provide year-round comfort and savings. Residents of this private gated community enjoy access to resort-style amenities, including a pool, spa, and clubhouse, BBQ area and offering a lifestyle of convenience and relaxation. Perfect for first-time buyers, those seeking flexible living arrangements, or anyone looking to downsize without compromising on quality or style. Ideally located in North Fontana, close to shopping, dining, entertainment and major commuter routes.

Location

Fontana, San Bernardino County, CA 92336

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Listed by: CHRISTY DAVENPORT · COLDWELL BANKER REALTY

Payment estimate

$4,669

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $62,900 · Loan: $566,100

%
Principal & Interest
$3,478
Property tax (1.25%)
$655
Homeowners insurance
$300
Mortgage insurance
$236
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $22,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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