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ActiveSingleFamilyResidence

1520 Silver

Hermosa Beach, CA, 90254

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$1,650,000

MLS: SB26209535

Beds

2

Baths

2

Sq Ft

1,400

Lot

0.09 ac

Year Built

1947

MLS #

SB26209535

Days on Market

21

Listed

Sep 25, 2026

Description

Rare opportunity to own a home in Hermosa Beach at an attractive price point! Tucked away on a short, quiet street with just a few homes. This property offers a peaceful setting, elevated inland views toward Los Angeles, and sparkling city lights at night. The existing home offers the opportunity to enjoy as-is while considering future possibilities. Public records reflect 3 bedrooms. The home is currently configured as 2 bedrooms with the former third bedroom opened to create additional living space and the potential to reconfigure it back. Buyer to verify. Perfect as a starter home, beach-area retreat, or investment. Move in now, remodel or expand over time, or explore the potential to build a custom residence designed to take advantage of the elevated setting and views. Conveniently located near the beach, The Strand, Hermosa Beach Greenbelt, Pier Avenue, restaurants, shopping, and schools. A wonderful opportunity to enjoy the Hermosa Beach lifestyle today with exciting possibilities for the future.

Location

Hermosa Beach, Los Angeles County, CA 90254

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Listed by: Theresa Hertzog · Keller Williams Realty

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$12,919

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $165,000 · Loan: $1,485,000

%

Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$10,282
Property tax (1.25%)
$1,719
Homeowners insurance
$300
Mortgage insurance
$619
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 15, 2026

30-year fixed
7.40%
15-year fixed
6.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Hermosa Beach home with as little as 3.5% down using an FHA loan — roughly $57,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 90254 (Hermosa Beach)within ±10% of this home's price and size.

Local Market Stats

See Hermosa Beach, CA 90254 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.