ActiveCondominium

15232 Horizon Street 4

Fontana, CA, 92336

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$595,900

MLS: PW26055847

Beds

4

Baths

3

Sq Ft

1,847

Lot

0.03 ac

Year Built

2022

MLS #

PW26055847

Days on Market

19

Listed

Mar 23, 2026

Description

Welcome to this highly desirable gated community The Retreat in Fontana! Built in 2022, this beautifully maintained two-story home offers great curb appeal and thoughtful upgrades throughout. The home features four spacious bedrooms, including a large primary suite, and three bathrooms. The open-concept floor plan seamlessly connects the living room, dining area, and modern kitchen, creating an ideal space for both everyday living and entertaining. With 1,846 sq. ft. of well-designed living space, the home feels even larger thanks to its smart layout and bright, open feel. Community amenities include a pool and spa, recreation room, and playground. Conveniently located near major supermarkets, hospitals, schools, restaurants, freeway access, and more.

Location

Fontana, San Bernardino County, CA 92336

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Listed by: Yolanda Morones · eXp Realty of Greater Los Angeles

Payment estimate

$4,439

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $59,590 · Loan: $536,310

%
Principal & Interest
$3,295
Property tax (1.25%)
$621
Homeowners insurance
$300
Mortgage insurance
$223
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $20,857 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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