15420 Live Oak Way
Pine Mountain Club, CA, 93222
$489,000
MLS: SR25215763
Beds
3
Baths
2
Sq Ft
1,704
Lot
0.25 ac
Year Built
1978
MLS #
SR25215763
Days on Market
35
Listed
Sep 12, 2025
Description
Step into your mountain sanctuary at 15420 Live Oak Way, where rustic charm meets modern comfort in a single-level haven that feels like home the moment you arrive. Nestled on a beautifully landscaped lot with mature trees and a fenced rear yard, this retreat beckons you to embrace the serenity of mountain living, perfect for full-time residence, remote work, or a vacation escape. Enter through the welcoming foyer into a spacious great room that captures the heart. Soaring wood-beamed ceilings and large windows frame stunning mountain views and vibrant sunsets, while a freshly cleaned wood-burning stove adds cozy warmth. New hardwood flooring (2024) flows throughout, tying the open-concept layout together with timeless elegance. The kitchen, open to the great room, features a large island for casual meals or lively gatherings, ample storage, and modern appliances. The adjacent dining area spills onto a spacious deck, expanding your living space into the crisp mountain air—perfect for morning coffee or evening stargazing. The split-wing design ensures privacy. The primary bedroom, a tranquil retreat, offers an en-suite bathroom, walk-in closet, and private deck access for quiet moments. Two well-sized bedrooms share a full guest bathroom, and garage access nearby for convenience. The attached garage, plus extra parking in front and on the side, makes hosting effortless. This home is as practical as it is inviting. A 2022 electrical panel upgrade, new water heater, softener, and filtration system (all 2022) ensure efficiency and peace of mind. A rainproof under-deck storage area adds clever functionality, while central heat and AC keep you comfortable year-round. This home is ready for you to move in and start living your mountain dream. Imagine working from home with inspiring views, hosting friends on the deck, or unwinding in the serene yard. 15420 Live Oak Way is more than a house—it’s a lifestyle waiting for you to claim. Schedule your private tour today and write the next chapter of this mountain story!
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Karen Barrios · eXp Realty of California Inc
Payment estimate
$3,697
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,900 · Loan: $440,100
- Principal & Interest
- $2,704
- Property tax (1.25%)
- $509
- Homeowners insurance
- $300
- Mortgage insurance
- $183
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $17,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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