$540,000
Original list price: $54,000
MLS: BB26107843
Beds
4
Baths
3
Sq Ft
2,378
Lot
0.25 ac
Year Built
2014
MLS #
BB26107843
Days on Market
25
Listed
May 18, 2026
Description
Welcome to this beautifully maintained 4-bedroom, 3-bath home located in a desirable gated community in Bakersfield. Featuring new flooring throughout the first level and a spacious backyard perfect for entertaining, this home has both comfort and functionality. More photos coming soon - buyer to verify all information independently.
Location
Bakersfield, Kern County, CA 93314
Open on Google Maps ↗Listed by: Esmerald De La Rosa · People Realty Inc.
Payment estimate
$4,232
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $54,000 · Loan: $486,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,078
- Property tax (1.25%)
- $563
- Homeowners insurance
- $300
- Mortgage insurance
- $203
- HOA dues
- $89
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $18,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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