15445 Surrey Lane
La Mirada, CA, 90638
$1,300,000
MLS: PW26181753
Beds
5
Baths
3
Sq Ft
2,527
Lot
0.43 ac
Year Built
1964
MLS #
PW26181753
Days on Market
17
Listed
Oct 2, 2026
Description
Attention Investors and Developers: Renovation opportunity in La Mirada! Located on a generous lot, 15445 Surrey Lane offers a distinctive split-level floor plan with 5 bedrooms, 3 bathrooms, multiple living areas and a 3-car attached garage. The property presents an opportunity to update and reimagine the existing home while taking advantage of its spacious layout and outdoor amenities. A wide paver driveway and stone-accented exterior lead into the home, where separate living and family rooms provide multiple gathering spaces. The main living areas feature a fireplace, large windows and sliding glass doors opening to the backyard. The kitchen offers extensive cabinetry with an adjoining dining area overlooking the rear grounds. The upper-level bedroom includes access to a balcony overlooking the pool and backyard. Outdoors, a freeform pool anchors the rear patio, while stone-bordered steps lead to a lower yard with existing stable structures and fenced enclosures, offering additional space for recreation, storage or future improvements. ADU potential with the possibility for an equestrian lifestyle and space for a sports court, ideal for basketball, pickleball, and more. The backyard also enjoys views of La Mirada Creek Park. Conveniently located near the La Mirada Creek Park Horse Trail, La Mirada Community Regional Park, Splash! La Mirada Regional Aquatics Center, La Mirada Theatre for the Performing Arts and Biola University, with shopping, dining and major freeways nearby. With its spacious layout, generous lot and park views, this property offers an opportunity to bring your vision to an established La Mirada neighborhood.
Location
La Mirada, Los Angeles County, CA 90638
Open on Google Maps ↗Listed by: Theresa La Roche · Keller Williams Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,243
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $130,000 · Loan: $1,170,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,101
- Property tax (1.25%)
- $1,354
- Homeowners insurance
- $300
- Mortgage insurance
- $488
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this La Mirada home with as little as 3.5% down using an FHA loan — roughly $45,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See La Mirada, CA 90638 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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