$465,000
MLS: HD26098991
Beds
3
Baths
2
Sq Ft
1,621
Lot
1.00 ac
Year Built
1987
MLS #
HD26098991
Days on Market
4
Listed
Jun 10, 2026
Description
Opportunity Knocks. 3 Bedroom 2- Bath. 1621 SF Living Space with 1440 SF ADU/GARAGE . Endless possibilities. PLUS 3-STALL HORSE BARN. Fenced and Cross Fenced. Perfect set up for MULTI FAMILY MULTI GEN Living. Have a small business. Look no further. Detached Garage has 2- Roll up commercial doors. Bring your Animals and toys. On 1-PLUS ACRES. Newer Plumbing installed 2015. Wood burning Stove. Expansive Patio Front and Rear. Mature Landscaping throughout. Newer Septic Installed 2015. Newer AC 2020. So much more to consider. A must see.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Robert Patterson · Keller Williams Victor Valley
Payment estimate
$3,609
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,500 · Loan: $418,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,651
- Property tax (1.25%)
- $484
- Homeowners insurance
- $300
- Mortgage insurance
- $174
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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