Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

13755 Lakota

Apple Valley, CA, 92307

1 / 21View all 21 photos

$434,999

MLS: DW26052707

Beds

3

Baths

2

Sq Ft

1,421

Lot

1.01 ac

Year Built

1956

MLS #

DW26052707

Days on Market

25

Listed

Mar 14, 2026

Description

Welcome to this inviting 3 bed, 2 bath home in Apple Valley, offering a comfortable layout and warm, welcoming feel. The property features a spacious living room with a charming fireplace, opening to a dedicated dining area that’s ideal for gatherings and everyday living. The home provides generous interior space, a functional floor plan, and a setting that supports both relaxation and entertaining. Located in a convenient neighborhood, it offers easy access to major shopping centers and sits just minutes from Yucca Loma Elementary School, making it a great fit for a variety of lifestyles. Broker and agents do not represent or guarantee the accuracy of the square footage, income, expenses, condition, development potential, bedroom/ bathroom count, lot size or lot lines, dimensions, permitted or nonpermitted spaces, or school eligibility. Buyer is advised to independently verify the accuracy of all information with appropriate professionals. There are no warranties or guarantees, buyer to rely solely on his/her/their own findings.

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: Christopher Garcia · Khorr Realty

Payment estimate

$3,322

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $43,500 · Loan: $391,499

%
Principal & Interest
$2,405
Property tax (1.25%)
$453
Homeowners insurance
$300
Mortgage insurance
$163
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Apple Valley, CA 92307 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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