Pending

1550 20th Street

Rosamond, CA, 93560

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$109,900

MLS: 23002429

Beds

3

Baths

2

Sq Ft

1,456

Lot

Year Built

1990

MLS #

23002429

Days on Market

15

Listed

Apr 13, 2023

Description

Enjoy living in this quiet Park, Tara Estates, located in Rosamond, near the freeway, so it's perfect for commuters. Inside you will find a very large living area * large kitchen * large front porch/patio nice sized bedrooms and nice-sized bathrooms. Great value for a very large home.Home is contingency of Finding a home and closing concurrently.

Location

Rosamond, Kern County, CA 93560

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Listed by: Gustavo Rodriguez · Agentinc

Payment estimate

$1,041

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $10,990 · Loan: $98,910

%
Principal & Interest
$608
Property tax (1%)
$92
Homeowners insurance
$300
Mortgage insurance
$41
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $3,847 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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