ActiveSingleFamilyResidence

15561 Desert Star

Apple Valley, CA, 92307

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$487,000

MLS: IV25250286

Beds

4

Baths

2

Sq Ft

1,762

Lot

0.70 ac

Year Built

2024

MLS #

IV25250286

Days on Market

144

Listed

Oct 30, 2025

Description

NEW CONSTRUCTION, NEW PRICE, PAID SOLAR! Welcome to this beautifully designed single-story home located in the city of Apple Valley. This new construction home offers a split floor plan with 4-bedrooms and 2-bathrooms. Step inside to find a bright open-concept layout with high ceilings, can lighting and upgraded flooring through-out the home. Kitchen offers quartz countertops, stainless steel appliances, sleek cabinetry and a pantry. The primary master suite offers ample space with an en-suite bathroom and a spacious closet. Outside enjoy a covered patio and beautiful views of the high desert. Home sits on over half an acre that provides plenty of space for privacy, RV access, off-road vehicles and horses. This home offers a 2-car garage, paid off solar, indoor laundry area, ceiling fans and upgraded window coverings through-out. Don’t miss this great opportunity to own a new construction home, with land and priced at $489,000.

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: JULIE CHAVEZ · Terrasol Realty

Payment estimate

$3,683

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $48,700 · Loan: $438,300

%
Principal & Interest
$2,693
Property tax (1.25%)
$507
Homeowners insurance
$300
Mortgage insurance
$183
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $17,045 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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