1561 Lagoon Lane
Oxnard, CA, 93035
$649,500
MLS: V1-38763
Beds
3
Baths
3
Sq Ft
1,698
Lot
0.08 ac
Year Built
2000
MLS #
V1-38763
Days on Market
6
Listed
Sep 16, 2026
Description
This home sits behind the gates of Pacific Breeze, a short drive to Channel Islands Harbor and the beach. The main level opens to a living room with a corner fireplace, a dining area with a slider to the back patio, a half bath, and a kitchen with a center island, tile counters, oak cabinetry and a gas range. All three bedrooms are upstairs, along with a loft with built-in cabinets that works well as a home office or media room, and a laundry room where the washer and dryer stay. The primary suite has a soaking tub, separate shower and double vanity, and the hall bath has a double vanity as well. Out back, a long covered patio runs along the rear of the house with an outdoor sink, a storage shed and no neighbors behind it. There is a two-car attached garage and solar panels on the roof. It is close to The Collection at RiverPark and Naval Base Ventura County.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Jason Walters · eXp Realty of California Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,331
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $64,950 · Loan: $584,550
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,015
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
- HOA dues
- $95
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $22,733 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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