1574 Charterwood Court
Thousand Oaks, CA, 91362
$450,000
Original list price: $515,000
MLS: PW26196490
Beds
1
Baths
1
Sq Ft
960
Lot
0.02 ac
Year Built
1985
MLS #
PW26196490
Days on Market
61
Listed
Sep 8, 2026
Description
Discover the possibilities of flexible living in this bright and inviting condominium located in the desirable Monterey Woods community of Thousand Oaks. This thoughtfully designed 1-bedroom, 1-bath home features an open floor plan and abundant natural light, creating a comfortable and welcoming living environment. A spacious loft adds valuable versatility, offering the ideal space for a home office, reading retreat, hobby area, or additional living space. Recent improvements completed in 2023 include updated flooring, an updated HVAC system, and a new kitchen sink. The home also includes a washer, dryer, stove, dishwasher, and refrigerator for added convenience. HOA dues cover water, trash, and common area maintenance, helping simplify everyday living. Conveniently located near shopping, restaurants, schools, and freeway access, this home presents an appealing opportunity for a first-time buyer, anyone seeking a low-maintenance lifestyle, or a buyer looking for a flexible space to call home in Thousand Oaks. Come see the possibilities and make this home your own!
Location
Thousand Oaks, Ventura County, CA 91362
Open on Google Maps ↗Listed by: Chris Lechner · Weichert, Realtors-GlobalPoint
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,096
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $45,000 · Loan: $405,000
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,744
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
- HOA dues
- $415
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Thousand Oaks home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Thousand Oaks, CA 91362 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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