15874 Tern Street
Chino Hills, CA, 91709
$850,000
Original list price: $874,000
MLS: CV26198023
Beds
4
Baths
2
Sq Ft
1,368
Lot
0.20 ac
Year Built
1979
MLS #
CV26198023
Days on Market
35
Listed
Sep 10, 2026
Description
Welcome to 15874 Tern Street in Chino Hills! This single-story home features 4 bedrooms, 2 bathrooms, 1,368 sq. ft. of living space, and a generous 8,643 sq. ft. lot in a quiet, established residential neighborhood. One of the property's biggest highlights is the large, private backyard, enclosed by a substantial block wall and offering plenty of room for outdoor entertaining, gardening, recreation, or a potential Accessory Dwelling Unit (ADU), subject to city approval. Inside, you'll find a functional floor plan, tile and vinyl flooring, dual-pane windows, a cozy fireplace, and an attached 2-car garage with direct access. Conveniently located near Chino Hills State Park, hiking and biking trails, golf courses, shopping, dining, and The Shoppes at Chino Hills. Situated within the Chino Valley Unified School District, this property offers space, privacy, and flexibility in a desirable Chino Hills location. NO HOA FEES and NO Mello-Roos! A great opportunity to enjoy single-story living with a spacious backyard and room for future possibilities.
Location
Chino Hills, San Bernardino County, CA 91709
Open on Google Maps ↗Listed by: Joshua Casper · HILL TOP REAL ESTATE
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,801
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,000 · Loan: $765,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,297
- Property tax (1.25%)
- $885
- Homeowners insurance
- $300
- Mortgage insurance
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $29,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Chino Hills, CA 91709 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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