$999,900
Original list price: $1,029,900
MLS: V1-38939
Beds
4
Baths
3
Sq Ft
2,731
Lot
0.10 ac
Year Built
2018
MLS #
V1-38939
Days on Market
27
Listed
Sep 27, 2026
Description
Tucked within one of North Oxnard's most sought-after gated communities and moments from River Ridge Golf Course, this stunning Tuscan Villa-inspired residence built in 2018 offers the perfect blend of modern luxury, timeless architectural charm, and coastal lifestyle living.Boasting approximately 2,731 square feet, this beautifully designed 4-bedroom, 2.5-bath home stands out with three key features buyers are searching for: a highly functional open-concept floor plan, spacious upstairs loft ideal for today's flexible lifestyle, and an unbeatable location near beaches, golf, shopping, and dining. Showcasing elegant Tuscan-inspired architectural details, the home features impressive curb appeal, warm design elements, and inviting living spaces throughout. The oversized kitchen serves as the heart of the home with a large center island, abundant cabinetry, quartz countertops, stainless steel appliances, and seamless flow into the dining and living areas, perfect for entertaining or everyday living.The thoughtful layout creates both comfort and functionality, featuring generously sized bedrooms, multiple gathering spaces, and a spacious primary suite designed as a private retreat with an ensuite bath, soaking tub, dual vanities, separate shower, and oversized walk-in closet. Natural light fills the home throughout, while the upstairs loft offers the flexibility for a home office, media room, gym, or play area. Enjoy indoor-outdoor living with access to resort-style community amenities including a pool, spa, clubhouse, and playground.Ideally located near River Ridge Golf Course, Oxnard's beaches and marina, and the vibrant shops and restaurants at The Collection at RiverPark including Whole Foods, Target, REI, and popular dining destinations. Convenient access to the 101 freeway makes commuting to Santa Barbara or Los Angeles effortless, while proximity to some of the area's most desirable schools further enhances the home's exceptional appeal.Opportunities like this in North Oxnard rarely last, schedule your private showing today and experience the lifestyle this exceptional Tuscan Villa-inspired home has to offer.**some images have been virtually staged and/or enhanced using AI
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Sergio Becerra Casillas · RE/MAX Gold Coast-Beach Marina Office
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,110
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $99,990 · Loan: $899,910
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,182
- Property tax (1.25%)
- $1,042
- Homeowners insurance
- $300
- Mortgage insurance
- $375
- HOA dues
- $212
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $34,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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