8198 Spirit
Chino, CA, 91708
$605,000
MLS: AR26096568
Beds
3
Baths
3
Sq Ft
1,448
Lot
0.03 ac
Year Built
2022
MLS #
AR26096568
Days on Market
43
Listed
May 4, 2026
Description
Modern Corner-Lot Gem in Chino A stunning 2022 home by Taylor Morrison. This beautifully upgraded two-story features 3 bedrooms, 3 bathrooms, and a bright, modern interior with premium flooring and lighting. Enjoy added perks like an EV charger, water softener, and purifier. All bedrooms are upstairs for privacy, while the corner lot offers great curb appeal. Resort-style amenities include a pool, gym, theater, and more. Just minutes from The Preserve Shopping Center and top-rated Chino Hills High School. Move-in ready and perfectly located, don’t miss it!
Location
Chino, San Bernardino County, CA 91708
Open on Google Maps ↗Listed by: Xueer Cao · Moon Realty
Payment estimate
$4,797
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $60,500 · Loan: $544,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,449
- Property tax (1.25%)
- $630
- Homeowners insurance
- $300
- Mortgage insurance
- $227
- HOA dues
- $191
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $21,175 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Chino, CA 91708 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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