16055 Saint Timothy Road
Apple Valley, CA, 92307
$480,000
MLS: CV26059116
Beds
3
Baths
3
Sq Ft
2,309
Lot
0.71 ac
Year Built
1986
MLS #
CV26059116
Days on Market
4
Listed
Mar 19, 2026
Description
APPLE VALLEY OASIS: PRIME CORNER LOT WITH DUAL-STREET ACCESS! Welcome to 16055 Saint Timothy Rd. This beautifully maintained 3-bedroom, 3-bathroom home perfectly blends high-desert tranquility with everyday convenience. Designed for entertaining, the home features two distinct living spaces. You can relax in the formal living room by the wood-burning stove, or unwind in the casual family room—highlighted by soaring wood-accented vaulted ceilings, classic Tuscan columns, and a cozy brick fireplace. The chef’s kitchen is a true centerpiece. It features granite countertops, ample cabinetry, a large pantry, and peninsula bar seating. Cooking is a breeze with a downdraft cooktop and built-in wall oven and microwave, while a charming serving window opens directly to the backyard. (Bonus: the fridge, dishwasher, and trash compactor are included!) Down the hall, the bedrooms feature luxurious cedar-lined closets, including two rooms with a grand double-door entry. All three bathrooms offer dual sinks for easy mornings. The primary suite enjoys a sleek glass-encased shower, while a secondary bath features a fully accessible zero-entry shower. Thoughtful upgrades are found throughout, including sliding doors with built-in blinds, ceiling fans, abundant hallway storage, and a full-size laundry room that includes the washer and dryer. Year-round comfort is guaranteed with central HVAC, whole-home evaporative cooling, and a new 2024 water heater. Outside, the fully rockscaped grounds are pristine and low-maintenance. Enjoy a covered front porch, a private vinyl-fenced backyard with a covered patio, fenced garden beds, and a handy storage shed. A finished 3-car garage and a rare dual-street access driveway complete this high-desert gem!
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Ramiro Solano · REDFIN CORPORATION
Payment estimate
$3,634
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,000 · Loan: $432,000
- Principal & Interest
- $2,654
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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