16064 Symphony Lane
Fontana, CA, 92336
$689,900
MLS: IV26158233
Beds
4
Baths
3
Sq Ft
2,043
Lot
0.07 ac
Year Built
2022
MLS #
IV26158233
Days on Market
12
Listed
Jul 20, 2026
Description
YOUR NEW HOME - SINGLE-FAMILY HOUSE - Welcome to Encore at Providence, a collection of single-family homes in a beautiful, gated community in Fontana. Upon Entering the bright and airy, open concept Great Room, and In-Kitchen Dining space will usher you in. The gourmet Kitchen, which includes an island and island extension for extra seating, stylish cabinetry, stainless-steel appliances and granite kitchen counter tops will excite the Chef of the household. The Backyard that has a cement patio area offers the perfect space to BBQ and entertain with convenient access for the Great room. The first level also has a good-sized bedroom and full bathroom. The large upstairs Loft is the perfect spot for movie night, space to study, or a great Flex space for your individual needs. Two additional spacious bedrooms, a secondary bath with dual sinks, laundry room along with the large Primary suite are located just off the upstairs loft. The primary bedroom and Bath with walk-in shower, dual sink vanity with stone counter tops and expansive walk-in closet complete this well-appointed home. Other amazing features included in this home are Wood shutters, upgraded flooring, tankless water heater and SOLAR. Park in your 2 car garage or on your driveway and have convenient direct access through the garage. The community offers privacy with controlled Gate access, a park and playground and plenty of visitor parking. Conveniently located near schools, freeway access for commuters along with shopping and dining at Victoria Gardens nearby.
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: COLLEEN HORGAN · COLDWELL BANKER REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,449
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $68,990 · Loan: $620,910
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,990
- Property tax (1.25%)
- $719
- Homeowners insurance
- $300
- Mortgage insurance
- $259
- HOA dues
- $182
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $24,147 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Fontana, CA 92336 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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