16066 Carrara Lane
Fontana, CA, 92336
$595,000
Original list price: $550,000
MLS: DW26200391
Beds
3
Baths
3
Sq Ft
1,759
Lot
0.03 ac
Year Built
2022
MLS #
DW26200391
Days on Market
35
Listed
Sep 12, 2026
Description
INCREDIBLE OPPORTUNITY: 3.25 % ASSUMABLE VA LOAN FOR QUALIFIED VETERAN BUYERS! Welcome to resort-style living with an exceptional financing advantage! Qualified veteran buyers may be able to assume the seller's existing VA loan at just 3.25 % interest, potentially offering significant savings compared to obtaining a new mortgage at today's higher rates. Assumption is subject to loan servicer approval and eligibility requirements. Built in 2022 by Taylor Morrison, this home in the gated Aspen community at Shady Trails offers the space and feel of a detached home for what you'd typically pay for a condo or townhome nearby. Featuring 3 bedrooms, 2.5 bathrooms, approximately 1,759 square feet, and a 2-car attached garage, this home boasts upgrades rarely found together: TWO solar systems (one fully paid off and one leased at a low monthly payment), a paver-stone patio instead of the plain concrete or dirt yards common nearby, and designer window shutters throughout. An open-concept living and dining area flows into a modern kitchen, while the spacious primary suite with en-suite bath offers a private retreat. Enjoy Taylor Morrison's reputation for quality construction and thoughtful design. Shady Trails, developed by Lewis Communities, offers exclusive access to The Parkhouse, featuring resort-style pools and spas, a fully equipped fitness center, clubhouse with movie lounge and billiard room, tennis, pickleball and basketball courts, a private dog park, and a weekly farmer's market—all behind secure, gated entry. The location is unbeatable! Nearby Fontana Park features a public aquatic center with a Jr. Olympic pool and water slides, skate park, and Fontana Dog Park. Families will appreciate Sierra Lakes Elementary, nearby Summit High School, and Patricia Marrujo Park. Golf at Sierra Lakes Golf Club, or enjoy convenient access to Costco, Home Depot, Lowe's, Ralphs, Walgreens, LA Fitness, and Sierra Shopping Center. Starbucks, Applebee's, urgent care, and dental offices are also minutes away. San Bernardino County Fire Station 81 and local police patrol the area, while quick access to the 210 and Foothill Freeways makes commuting throughout the Inland Empire simple. This is more than a house—it's a lifestyle! Enjoy newer construction, resort-style amenities, standout upgrades, a convenient location, and the potential advantage of a 3.25 % assumable VA loan. Veteran buyers, ask about this exceptional financing opportunity! Showings by appointment only!
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: Michael Gomez · Golden Feather Investments, Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,204
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $59,500 · Loan: $535,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,679
- Property tax (1.25%)
- $620
- Homeowners insurance
- $300
- Mortgage insurance
- $223
- HOA dues
- $383
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $20,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Fontana property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Fontana, CA 92336 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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