PendingSingleFamilyResidence

675 Rio Grande Way

Oxnard, CA, 93036

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$945,000

Original list price: $940,000

MLS: V1-36818

Beds

4

Baths

3

Sq Ft

2,259

Lot

0.12 ac

Year Built

2017

MLS #

V1-36818

Days on Market

6

Listed

Jun 5, 2026

Description

Welcome to this beautifully designed two story home filled with natural light and functional living spaces throughout. Upon entering, you'll find a conveniently located guest bedroom and full bathroom, perfect for visitors, extended family, or a home office.The heart of the home features an inviting open concept layout that seamlessly connects the living room, dining area, and kitchen. The spacious living room is enhanced by a ceiling fan and sliding glass doors that open to the backyard, creating the perfect indoor-outdoor flow. The dining area also features sliding doors to the backyard, making entertaining effortless.The expansive kitchen is sure to impress with its oversized center island and breakfast bar, granite countertops, freestanding gas range, built-in microwave, dishwasher, and refrigerator. Abundant counter space and storage make this kitchen as practical as it is stylish.Upstairs, you'll find a generous family room with laminate flooring and a ceiling fan, offering a versatile space for relaxation, movie nights, or a play area. The upper level also includes a well appointed laundry room with built-in cabinetry and a utility sink, a full bathroom, and two secondary bedrooms featuring wall-to-wall carpeting.Large windows throughout the home flood every room with natural light, creating a bright and welcoming atmosphere. Combining comfort, functionality, and modern living spaces, this home is ready to welcome its next owners.

Location

Oxnard, Ventura County, CA 93036

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Listed by: Jose Luiz Morales · eXp Realty of California Inc

Payment estimate

$7,065

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $94,500 · Loan: $850,500

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$5,387
Property tax (1.25%)
$984
Homeowners insurance
$300
Mortgage insurance
$354
HOA dues
$39
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $33,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Oxnard, CA 93036 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.