$590,000
MLS: IV26224120
Beds
3
Baths
3
Sq Ft
1,824
Lot
0.02 ac
Year Built
2023
MLS #
IV26224120
Days on Market
1
Listed
Oct 15, 2026
Description
Assumable****FHA Loan 4.75**** Modern Living in a Gated Community – 3 Bedrooms, Loft & Resort-Style Amenities! Welcome to this beautifully designed, newer-construction home built in 2023, located in a desirable gated community in Fontana! Featuring 3 bedrooms, 2.5 bathrooms, and a versatile upstairs loft, this home offers a modern layout with flexible living space to fit a variety of lifestyles. The inviting open-concept downstairs creates a seamless flow between the living, dining, and kitchen areas, making it ideal for entertaining, everyday living, and spending time with family. The kitchen features stainless steel appliances, a generously sized island with ample countertop space, and recessed lighting that adds a clean, contemporary feel throughout the main living area. Direct access to the garage adds everyday convenience. Upstairs, you'll find three well-proportioned bedrooms, a spacious primary suite with a good-sized closet, and an ensuite bathroom featuring dual sinks. The secondary bedrooms offer flexibility for family members, guests, or a home office. The conveniently located upstairs laundry area makes laundry day easier and keeps household chores close to the bedrooms. One of the home's standout features is the approximately 12' x 12' upstairs loft, providing valuable additional living space that can be tailored to your needs. Create a dedicated home office, a cozy media room, a children's playroom, a gaming area, or a comfortable secondary lounge. This flexible space offers room to spread out without sacrificing a bedroom. Additional highlights include an epoxy-coated garage floor, an EV charger for convenient electric vehicle charging, and a tankless water heater for efficient on-demand hot water. Enjoy the benefits of living in a gated community featuring a swimming pool, children's play areas, and multiple barbecue areas perfect for outdoor dining, weekend gatherings, and connecting with neighbors. Whether you're relaxing at home or taking advantage of the community amenities, this property offers a wonderful combination of modern comfort, functionality, and lifestyle convenience. The home also has solar to help with rising energy costs. Don't miss the opportunity to make this newer Fontana home your own!
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: WILLIAM JOHNSTON · Elevate Real Estate Agency
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,027
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $59,000 · Loan: $531,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,677
- Property tax (1.25%)
- $615
- Homeowners insurance
- $300
- Mortgage insurance
- $221
- HOA dues
- $215
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $20,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Fontana property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
Similar Homes Nearby
Active and pending listings in ZIP 92336 (Fontana)within ±10% of this home's price and size.
$535,990
6382 Moonfire Lane 2
Fontana, 92336
$539,000
17259 Miller
Fontana, 92336
$539,131
15535 April Dawn Way 4
Fontana, 92336
$539,990
16133 Lumia Way
Fontana, 92336
$539,999
5604 Altamura 3
Fontana, 92336
Local Market Stats
See Fontana, CA 92336 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.
